Santa Fe, New Mexico is a choice lifestyle and Santa Fe Exclusives is your best source for finding the homes, condos, townhomes, equestrian property, or land of your dreams in and around Santa Fe, NM. As Santa Fe's only real estate company specializing in luxury homes, we know Santa Fe and its surrounding areas intimately. Our real estate brokers work with you on a personalized basis to find the ideal Santa Fe dream home, whether it’s adobe, pueblo style, territorial, pitched-roof Northern New Mexico, Santa Fe contemporary, or anything in-between. Search the entire IDX real estate inventory of the Santa Fe area by clicking on Search Santa Fe IDX Inventory.Toll Free: 1.888.300.5580
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Don't miss the Featured Property listings in the upper right column. These are my top picks of currently available luxury properties in Santa Fe. Need Santa Fe Real Estate information? I've summarized much of what is important about the luxury home market in my site. Click on Local Info for everything you need to know about Santa Fe. You'll find information about Performing Arts, Indian Market, Local Schools, Galleries, Restaurants, and much more. Email me.I will answer your questions promptly. This site is filled with ways that you can contact me for one-on-one expert help and advice. I guarantee your privacy will be respected. And, if you are fortunate enough to already own a home in Santa Fe, I have buyers waiting. Call me first. Kindest regards,
- Nobél Davis, Broker
Toll free: 1.888.300.5580 |
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
What home product makes lawn mowing easier than ever?
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| A |
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself. |
 See More Real Estate Trivia > |
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 Get The Latest Listings Before
Anyone Else!
As soon as another home is listed for sale, I'll email you.
You'll know first. |
Nobél
Davis is one of The Top Selling Santa Fe Real Estate Experts™
Find Out More >
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- NUMBER1EXPERT™ 
