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Find out why I am a top producing luxury home specialist in Santa Fe. Call me toll free 1.888.300.5580 Local: 505.988.4040
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"Makes the Most of Every Minute"
" she knows the market inside out and makes the most of every minute."
" - Warren Kuckelman, buyer"
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Santa Fe, New Mexico is a choice lifestyle and Santa Fe Exclusives is your best source for finding the homes, condos, townhomes, equestrian property, or land of your dreams in and around Santa Fe, NM. As Santa Fe's only real estate company specializing in luxury homes, we know Santa Fe and its surrounding areas intimately. Our real estate brokers work with you on a personalized basis to find the ideal Santa Fe dream home, whether it’s adobe, pueblo style, territorial, pitched-roof Northern New Mexico, Santa Fe contemporary, or anything in-between. Search the entire IDX real estate inventory of the Santa Fe area by clicking on Search Santa Fe IDX Inventory.Toll Free: 1.888.300.5580
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Don't miss the Featured Property listings in the upper right column. These are my top picks of currently available luxury properties in Santa Fe. Need Santa Fe Real Estate information? I've summarized much of what is important about the luxury home market in my site. Click on Local Info for everything you need to know about Santa Fe. You'll find information about Performing Arts, Indian Market, Local Schools, Galleries, Restaurants, and much more. Email me.I will answer your questions promptly. This site is filled with ways that you can contact me for one-on-one expert help and advice. I guarantee your privacy will be respected. And, if you are fortunate enough to already own a home in Santa Fe, I have buyers waiting. Call me first. Kindest regards,
- Nobél Davis, Broker
Toll free: 1.888.300.5580 |
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
Where is the world's oldest hotel?
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The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties. |
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As soon as another home is listed for sale, I'll email you.
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Nobél
Davis is one of The Top Selling Santa Fe Real Estate Experts™
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- NUMBER1EXPERT™ 
