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Find out why I am a top producing luxury home specialist in Santa Fe. Call me toll free 1.888.300.5580 Local: 505.988.4040
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" she knows the market inside out and makes the most of every minute."
" - Warren Kuckelman, buyer"
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Nobél Davis is one of The
Top Selling Santa Fe Real Estate Experts™
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Request My Free Relocation Package. Don't Move To Santa Fe Without It! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Santa area. If you will be moving to Santa Fe, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you details and photos of every home or property that is currently available that matches your criteria. When you visit, I'll be ready! We will visit the Santa Fe homes and areas that interest you the most. In addition, we can talk about schools, areas of Santa Fe, local market conditions, local culture... anything that is important to you. Remember: As a specialist in Santa Fe luxury homes, it's my job to know this segment of the market inside and out, and I want to make your transition as smooth as possible.  Are you new to Santa Fe? Request my FREE package of relocation information. It's my job to help! There's no obligation, and I promise to respond quickly...
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
What city boasts eight of the world's ten biggest hotels?
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| A |
Las Vegas has eight of the largest resort hotels; the latest and most extravagant is the $2.7 billion, 2,716-room Wynn Las Vegas. |
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